August 2011 Entries

Buying is cheaper than renting

Now it is cheaper to buy a two-bedroom home than to rent one in most major U.S. cities. According to real estate web site Trulia, buying was cheaper than renting in 74% of the country's 50 largest cities in July. In just 12% of the cities, including New York, Seattle and San Francisco, renting was cheaper. In the remaining 14% of cities, renting was less expensive but close to the cost of buying. In addition to a continuing decline in home prices, rock-bottom interest rates have added a lot of weight to the buy side of the scale. The overnight average rate for a 30-year fixed was just 4.19%...

Banks now prefer short sales to foreclosures

Banks dealing with lengthy, complicated and frequently messy foreclosures are starting to see "short sales" as a quicker and cheaper way of getting bad loans off their books.  The nation's biggest mortgage servicers- Bank of America, JPMorgan Chase and Wells Fargo - are beginning to step up their efforts to ease the short sale process for borrowers who are unsuccessful in getting loan modifications and face the threat of foreclosure.  Servicers are attempting to reach out to borrowers and are paying out more incentives to those suffering financial hardship to help proceed with a short sale. They are also cutting down the time taken to approve short sales, although realtors...

Couple Forecloses On Bank of America

I wrote a blog post about this story on June 6, 2011. If you would like to see the full story along with news footage of the actual incident click here. Jon Stewart also filed a report yesterday where one of his correspondents interviews the couple and the attorney and pokes a little fun at the whole situation. Check out the video: The Daily Show - The Forecloser Get More: Daily Show Full Episodes,Political Humor & Satire Blog,The Daily Show on Facebook

Seasonal gains haven't changed housing outlook

A study released by Clear Capital Thursday reveals home prices continue to correct from winter’s extended declines, edging up thanks to the seasonal increase in sales activity that comes with warmer weather.  The California-based valuation company says its gauge of US home prices increased 4.1% when comparing the most recent rolling quarter to the previous one.  [Note: Clear Capital’s patent-pending rolling quarter intervals compare the most recent four months of home pricing data to the previous three month.]  But even recent gains off the record low experienced earlier this year have not been enough to change the broader housing picture, Clear Capital says. Its latest reading of national home prices shows...