November 2011 Entries

Home prices fall but not in NY

The S&P/Case-Shiller index of property values in 20 cities dropped 3.6% in September from the same month in 2010 after decreasing 3.8% in the year ended August, the group said today in New York. The median forecast of 32 economists in a Bloomberg News survey projected a 3% decrease.  “We continue to expect home prices to fall through mid- 2012,” said Anika Khan, an economist at Wells Fargo Securities LLC in Charlotte, North Carolina. “We still have an oversupply of existing homes, and distressed transactions continue to drive down home prices.” Estimates in the Bloomberg survey for the price change ranged from declines of 2.7% to 3.9%. The Case-...

Luxury Greenwich short sales

If one person's misfortune is another's gain, then there may be a lot of fortunes to be made in the real estate market in tony Greenwich, Conn.  Home to wealthy individuals in New York City's finance sector, various properties in the surrounding area may be taking a hit related to hard times in the banking industry or other sectors. Goldman Sachs, for example, reported its second loss ever in the third quarter.  In October, 32 percent of current for-sale listings on Zillow in Greenwich were reduced. The median price cut was 7.44 percent. However, home values in Greenwich are up 2.1 percent year-over-year to a Zillow Home Value Index (ZHVI),...

Challenge your foreclosure

"It's late, and it's limited, but for borrowers who feel their homes were wrongly or inappropriately foreclosed upon in 2009 and 2010, there is now recourse.  As part of a larger enforcement action (so-called 'consent orders') taken last April against fourteen of the nation's largest mortgage banks/servicers following the so-called 'robo-signing' scandal, the Office of the Comptroller of the Currency is beginning a 'multi-faceted independent review of foreclosure actions.'  The major banks, including Bank of America, Chase, Citibank, Wells Fargo, GMAC, and EMC, will have to fund these independent reviews to evaluate, 'whether borrowers suffered financial injury through errors, misrepresentations, or other deficiencies in foreclosure practices.' If they did, those borrowers get...